Have you received a penalty order? Keep the yellow envelope. The delivery date is printed on the envelope. The penalty order becomes a conviction if you do not file an objection within 14 days of receiving it (delivery date). Do not take your time—contact a criminal defense lawyer immediately.
Do you not understand what the penalty order says? Do you think the amount of the fine is unreasonably high? Have you missed the 14-day objection deadline? Do you not understand why, in addition to the fine, a seizure of funds is also ordered? Ask a criminal defense lawyer.
You should be aware of the following principles: